Q20: Are all men, then, saved by Christ as they have perished in Adam?
A20: No, only those who by true faith are ingrafted into Him and receive all His benefits.
Q21: What is true faith?
A21: True faith is not only a sure knowledge, whereby I hold for truth all that God has revealed to us in His Word, but also a hearty trust, which the Holy Ghost  works in me by the Gospel, that not only to others, but to me also, forgiveness of sins, everlasting righteousness, and salvation are freely given by God, merely of grace, only for the sake of Christ's merits.
Q22: What, then, is necessary for a Christian to believe?
A22: All that is promised us in the Gospel, which the articles of our catholic, undoubted Christian faith teach us in summary.
Q23: What are these articles?
A23: I believe in God the Father Almighty, Maker of heaven and earth.
; And in Jesus Christ, His only begotten Son, our Lord: who was conceived by the Holy Ghost, born of the virgin Mary, suffered under Pontius Pilate, was crucified, dead and buried; He descended into hell; the third day He rose from the dead; He ascended into heaven, and sitteth at the right hand of God the Father Almighty; from thence He shall come to judge the living and the dead.
; I believe in the Holy Ghost, the Holy Catholic Church, the communion of saints, the forgiveness of sins, the resurrection of the body, and the life everlasting.
a) Read Mar 9:41, Mat 10:42, Gal 5:24. Who does the phrase “belong to Christ” refer to? ____________
b) Read 1 Corinthains 15:22-23. Some people quote only v.22 to say that everyone will be saved (Universalism). How does v.23 qualify who the “all” in v.22 are?
c) Read John 1:12 Which verb does the Bible use to describe someone who receives Christ? _________
d) Read John 1:12-13. According to v.13 who is it who makes v.12 happen? _________________
e) Read Romans 10:9-17, 1 Peter 1:23 List things that people need to hear before they can have faith?
f) Bonus Question: What clues are there that John 1:12 might refer to adoption, whilst v.13 refers to regeneration?